--- title: Deutsche Bank and Scalapay Partner to Offer Payments in Up to 36 Instalments description: Deutsche Bank and Scalapay have entered into an agreement to innovate consumer credit by combining their expertise and resources. This marks the first time that a BNPL fintech and a banking institution have entered into a strategic partnership. image: https://blog.scalapay.com/hubfs/scalapay%20x%20deutsche%20bank_00080.jpg --- Shopping Trends 2025 - Discover consumers' preferences [Download the report](https://blog.scalapay.com/it/ecommerce-trends-2025-le-tendenze-che-devi-conoscere-nel-2025) [![Scalapay-logo](https://blog.scalapay.com/hubfs/Scalapay-logo.svg)](https://www.scalapay.com/it/vendi-con-scalapay) - [Insights](https://blog.scalapay.com/en/blog) - [Case studies](https://blog.scalapay.com/en/testimonials) - [Reports & Research](https://blog.scalapay.com/en/reports) 15 September, 2026 5 Min # Deutsche Bank and Scalapay Partner to Offer Payments in Up to 36 Instalments Deutsche Bank and Scalapay have entered into an agreement to innovate consumer credit by combining their expertise and resources. This marks the first time that a BNPL fintech and a banking institution have entered into a strategic partnership.The partnership expands instalment payment options from the 3 or 4 instalments currently offered by Scalapay to up to 36 instalments through Deutsche Bank financing, for purchases of up to €15,000. ![Deutsche Bank and Scalapay Partner to Offer Payments in Up to 36 Instalments](https://blog.scalapay.com/hs-fs/hubfs/scalapay%20x%20deutsche%20bank_00080.jpg?width=1132&height=636&name=scalapay%20x%20deutsche%20bank_00080.jpg) Index **Milan, 9 May 2024** – **Scalapay**, a leading **“Buy Now, Pay Later” (BNPL)** platform in Southern Europe, and **Deutsche Bank**, one of the **largest European banking institutions** with a global network, today announced **a strategic partnership** that represents a milestone in the evolution of BNPL and, more broadly, of consumer credit. This is the first time that a fintech operating in this segment and a banking institution have joined forces to create a more integrated and innovative financial ecosystem serving both consumers and businesses. ## The partnership between Scalapay and Deutsche Bank **Scalapay and Deutsche Bank are joining forces to innovate the consumer credit sector in Italy**, expanding the opportunities available to the platform’s merchant partners as well as to consumers. On the one hand, the partnership enables the bank to **expand its presence in the consumer credit sector**, particularly online, while leveraging Scalapay’s extensive expertise in optimising the customer experience. On the other hand, it allows the BNPL platform to enrich its range of services, introducing new instalment payment options suited to **higher-value purchases or products and services with recurring use.** To date, Scalapay has enabled its **6 million users** to make purchases **online and in-store**, allowing them to split payments into **3 or 4 instalments for purchases of up to €5,000.** Now, thanks to this collaboration, the range of instalment payment solutions is expanding, giving customers in Italy the option to choose between **BNPL offered directly by Scalapay or 6, 9 and 12 instalments provided by Deutsche Bank.** In addition, to meet longer-term financing needs, Deutsche Bank’s consumer credit option will be available **for up to 36 instalments on purchases of up to €15,000.** This new solution aligns with the **subscription economy megatrend**, which is based on the idea of spreading the cost of a service over the period in which it is used, helping consumers optimise their spending. **Simone Mancini, CEO** of Scalapay, commented: *“We are delighted to announce this partnership,* ***expanding our offering for merchants and our base of 6 million customers.*** *This collaboration allows us to simplify the shopper experience, including in more traditional contexts such as consumer credit. Working with Deutsche Bank, a leader in consumer credit as well as in the banking sector, is an important milestone that enables us to* ***innovate beyond the boundaries of traditional BNPL****.”* **Marco Colombo, Head of B2B** at **Deutsche Bank** in Italy, added: *“The journey we have embarked on with Scalapay, a leading BNPL fintech, represents an important opportunity to accelerate* ***the digital evolution of our business****, in line with the Group’s digital strategy, and to expand our presence in the e-commerce sector, further enriching* ***the range of products and services we offer to meet the needs of consumers and merchants****.”*     [Press & Events](https://blog.scalapay.com/en/blog/tag/press-events) ## Subscribe to the newsletter **More than 50k companies** are subscribed to our newsletter! Receive updates on e-commerce trends and Scalapay products:    ## Recommended for you ### Scalapay & Adyen: BNPL to Boost Sales for... 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